combat testing and polishing in the dev console, many bug fixes

public_web/templates/dev/partials/combat_defeat.html

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+<!-- Combat Defeat Screen -->
+
+<div style="text-align: center; padding: 2rem;">
+    <div style="font-size: 3rem; margin-bottom: 1rem;">&#128128;</div>
+    <h2 style="color: #ef4444; margin-bottom: 1rem;">Defeat</h2>
+    <p style="color: #d1d5db; margin-bottom: 2rem;">You have been defeated in battle...</p>
+
+    <!-- Penalties -->
+    {% if gold_lost and gold_lost > 0 %}
+    <div style="background: rgba(127, 29, 29, 0.3); border-radius: 8px; padding: 1rem; margin-bottom: 1.5rem;">
+        <div style="color: #fecaca;">
+            <span style="color: #ef4444; font-weight: 600;">-{{ gold_lost }} gold</span> lost
+        </div>
+    </div>
+    {% endif %}
+
+    <p style="color: #9ca3af; font-size: 0.9rem; margin-bottom: 2rem;">
+        Your progress has been saved. You can try again or return to town.
+    </p>
+
+    <!-- Actions -->
+    <div style="display: flex; gap: 1rem; justify-content: center;">
+        <a href="{{ url_for('dev.combat_hub') }}"
+           style="padding: 0.75rem 1.5rem; background: #ef4444; color: white; border-radius: 6px; text-decoration: none;">
+            Try Again
+        </a>
+        <a href="{{ url_for('dev.story_hub') }}"
+           style="padding: 0.75rem 1.5rem; background: #6b7280; color: white; border-radius: 6px; text-decoration: none;">
+            Return to Town
+        </a>
+    </div>
+</div>